img
img
MyMoneyHelp.co.uk
Sign up for our newsletter!
Name:
Email:

MyMoneyHelp
Credit Reports
Personal Loans
Mortgages
Insurance
Debt Help
Credit Cards
Banking
Utilities
Mobiles
Broadband
Education
Education
Banking
Credit Cards
Debt Help
Insurance
Mortgages
Loans
Credit Reports
Broadband
Investments
Pensions
Mobiles
Utilities
Glossary
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Backpacker travel insurance
Backpacker Travel Insurance: 
Why You Need Cover

If you are thinking about going backpacking then you also need to think about arranging backpacking holiday insurance before you set off on your trip. It doesn't matter if you are planning a short backpacking holiday or a long trek—find backpacker travel insurance to cover you here, and you'll have the peace of mind of knowing that you have some financial protection behind you in case something goes wrong.

Most people planning a backpacking holiday are concerned about keeping costs low and backpacker travel insurance doesn't have to add significantly to your budget. Luckily, most insurers realise that you will want cheap travel insurance for this kind of holiday. But, any travel insurance policy also needs to give you the right kinds of protection levels. So, what should you look for with backpacking holiday insurance?

Getting the right backpacking holiday insurance

The majority of insurance policies that are targeted at backpackers will offer a range of essential benefits and features and, if you're lucky, some additional extras that may be useful. So, you should be looking for some or all of the following backpacker travel insurance essential features:

  • Medical cover: You may have to pay for your own medical and dental bills on a backpacking holiday, so look for cover for these issues in your backpacker travel insurance policy. You should also look for repatriation clauses that will have you brought back home if you have a serious injury and for features that will cover costs if you are injured by being attacked or mugged or if you die.

  • Passport replacement:  It's easy to lose your passport or to have it stolen when you are backpacking. This backpacking holiday insurance feature can be useful as it will cover the costs of your getting a replacement.

  • Cancellation and/or curtailment:  You could lose a lot of money if you have to return home in the middle of your backpacking holiday; you could, for example, fall ill or have to return home because someone in your close family is ill. This backpacker travel insurance feature will help you cover costs.

  • Legal liability:  If you are sued because you cause another person injury or damage someone's property then you'll be covered by this kind of clause.

In addition, backpacker travel insurance may also offer you other benefits, such as:

  • Luggage cover:  This feature will compensate you if your luggage is stolen, lost, or damaged.

  • Sports/extreme sports cover:  Many backpacking holiday insurance policies will give you automatic cover for many sports and/or extreme sports. This can be handy as you never know when the urge to bungee will hit you!

  • Group discounts:  Many insurers offering this kind of backpacker travel insurance will give you a discount if you take out a policy as a couple or as part of a group.

Bear in mind that you have various choices when it comes to choosing the cover that you get with backpacker travel insurance. For example, many policies will give you core essential benefits such as medical and legal cover as standard. You can then choose to upgrade to a more comprehensive backpacking holiday insurance policy that gives you further benefits such as luggage cover as you wish. Or, as an alternative, the insurance company offering this kind of backpacking holiday insurance may allow you to pay extra to buy individual additional benefits.

It's wise to get the right levels of cover for any backpacker travel insurance policy, but remember to think hard about the cover you actually need. For most people, a backpacking holiday is a budget trip and you may not actually need a full range of backpacking holiday insurance features and benefits. Do bear in mind, however, that some features of these cheap travel insurance policies are essential, so you should get those as a bare minimum.

Compare travel insurance providers

 
 
 
 
 
 
 
banner

 
 
© MyMoneyHelp.co.uk. All Rights Reserved.    Sitemap | Newsletter | About | Contact | Terms of Use | Privacy | Online Coupon Codes

Valid XHTML 1.0 Transitional

img